Visa Advanced Authorisation +
Visa Risk Manager
Achieve better authorisation performance by combining the real-time insights of Visa Advanced Authorisation and customer risk strategies through Visa Risk Manager.
Our holistic approach
With speed and simplicity of implementation, Visa Advanced Authorisation and Visa Risk Manager are two powerful products that work together or separately to give global issuers integrated, comprehensive fraud risk management. Today more than 8,000 global financial institutions are already using these solutions to help identify and prevent fraud.
Visa Advanced Authorisation +
Visa Advanced Authorisation
Provides global issuers with a sophisticated in-flight risk scoring, for more targeted and better-informed authorisation decisions.
Simple-to-use risk score
Provides a real-time risk score to help identify good and bad transactions across VisaNet.
Global insights of VisaNet
Harnesses Visa's global data and perspective of fraud.
Holistic customer views
Uses a 2 year data profile of account history.
Visa AI
platform
Utilises cloud-based fraud risk models using best-in-class machine learning technology.
How Visa Advanced Authorisation helps
transactions per second1
of annual fraud prevented2
unique attributes evaluated per transaction in about a millisecond1
years of AI experience
Visa Risk Manager
Leverages the real-time insights of Visa Advanced Authorisation and puts them into action. Visa Risk Manager is a web-based suite of tools providing issuers with control and flexibility to manage to their risk strategies and risk tolerance.
Taps into the power of VisaNet to provide better control of the risk associated with your portfolio using an easily accessible web-based UI 24/7.
Superior customer experience
Gives you the confidence to decline the highest risk transactions, increasing customer loyalty, spend and payment volume.
Improved authorisation rates
Provides extensive fraud management functionality and comprehensive alert data to help you confidently approve more transactions, which can lead to higher revenues.
Enhanced
control
Taps into the power of VisaNet to provide better control of the risk associated with your portfolio using an easily accessible web-based UI 24/7.
Key components of Visa Risk Manager
Rules manager
Create, test and publish custom strategies using web interface
Case manager
Flag transactions for further review and analysis
Account management
Create rules for specific card accounts, manage whitelists and blacklists
Report generation
Track account activity, learn from previous transactions and manage the performance of rules
Client success stories
With over 60 years of payments expertise, we apply our advanced technologies and data-driven approach to help businesses thrive. Our authorisation solutions help you reduce fraud, increase approvals and provide the best cardholder experience.
Mark Dabbs
Head of Fraud Operations Investec – South Africa
VRM enabled us to shift from a reactive management capability to a proactive prevention. It’s transformed the customer experience and a business impact in terms of savings.
— Jan Domaradsk, Senior Fraud Strategy Risk Management Professional at Abu Dhabi Commercial Bank
The offering that we received from Visa was a comprehensive tool that did not require a long lead time to implement.
— Wayne Cutting, Head of Fraud Risk Management at Abu Dhabi Commercial Bank
It’s allowed us to stop a lot of compromises, detect a lot of fraud but more importantly let a lot of transactions go that are legit.
— Senzosenkosi Nsibande, Head of Fraud Operations FNB – South Africa
Resources
Explore additional information about Visa's authorisation solutions.
The power of Visa's AI for payment authorisation
Get a better understanding of how Visa's artificial intelligence (AI) for payment authorisation and fraud detection works.
Transforming Payment Security Through Artificial Intelligence
Get an overview of how AI is set to transform the payment security landscape and how Visa leverages AI to build capabilities that enables its partners to improve decision making, enhance risk management, and move beyond the tradeoff between ensuring payment security and providing a seamless experience.
- 1. VisaNet unique attributes evaluated
- 2. VisaNet data