Visa’s QR based payments solution is a new mobile payment solution that lets you send payments directly from your Visa prepaid debit or credit card account to all kinds of merchants and businesses using just your phone. That means anywhere you see the VisaBrand Mark and QR at a merchant, you can just scan to pay!
What is Visa's QR payment solution
There’s a new way to pay with your phone.
Now, almost anyone with a smartphone can pay with:
Convenience
Pay on the go with just a few taps. Visa’s QR payment solution makes mobile payments simpler and more secure – so almost anyone with a mobile phone can use it.
Security
Payments are digitally encrypted and require authentication and approval to be completed. That means no transaction can even be initiated unless both you and the merchant agree to it.
Control
Access to your accounts directly from your mobile phone. That way, you can “push” payments to merchants so they don’t see your account card number.
Where can you use Visa’s QR payment solution
Whether you’re grabbing a coffee, paying bills or ordering dinner, Visa’s QR payment solution lets you pay conveniently and securely. Look for the Visa Brand Mark and QR sign in stores, on your bills, in taxi cabs and more. See how many ways you can use Visa’s QR payment solution:
In stores
On your bills
In taxi cabs
Participating Banks
Where can I use my QR
Shopping
Dining
Entertainment
Food retail
Services
Education, Charity, Government Services
Travel
Auto Services and Auto Rental
Lodging
Start using Visa’s QR payment solution today
Download your bank’s app to get started:
Frequently Asked Questions
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A QR code, also known as a Quick Response Code is a 2-D (two dimensional) barcode. A QR code usually contains information pre-programmed by the Merchant Acquirer (Receiver). It could be a URL, text, image or general information. To reveal the information, the user will require a mobile phone software with the ability to scan and understand the code using the mobile phone’s camera
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Visa QR is an innovative way to make payments with your mobile phone. There is no need to carry cash everywhere you go. Just select Visa QR on your mobile baking app and scan the merchant’s QR code to make payments.
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The Visa QR Payments Code is a form of barcode that has the merchant’s information (merchant name & account details) required for bill settlement. To make payments, all that is required is for the customer to scan the merchant’s QR code by selecting Visa QR on his/her mobile banking app
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You only need a smartphone, data connection and your bank’s mobile-app that supports Visa QR Payment
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In stores and merchant locations that accept digital payments
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Digital payments are not one instrument for payment but an umbrella name for payments that directly involve the use of digital tools. For example, cash does not directly involve digital but USSD and debit cards/POS involve digital tools
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Follow these four simple steps to set up:
- Download the mobile banking app of yourbank that supports Visa QR from the Google Play Store or iOs App Store.
- Open your bank’s mobile banking app
- Select Visa QR payments
- Scan the merchant’s QR code
To keep your Visa QR transactions and account secure, set your PIN (passcode) and keep it to yourself. You will need to enter your PIN every time you initiate a transaction with Visa QR Payments
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At a store
- Look for the Visa QR acceptance mark/code or ask the cashier for the code
- Scan the merchant’s QR code
- Enter the exact amount you need to pay the merchant.
- Authenticate the transaction with your PIN (passcode).
- Get the transaction confirmation
instantly.
Online
- Spot the Visa QR acceptance mark and the QR code on the check-out/billing page
- Scan the QR code from your preferred mobile banking app
- The QR code will automatically display the payable amount
- Authenticate the transaction with your PIN (passcode)
- Get the transaction confirmation instantly.
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If you lose your mobile phone, please contact your bank immediately. With Visa QR, you authorize each transaction with a PIN (passcode) which prevents other people from using your account for further transactions